Michael Borish & Company, Inc.
WHAT WE DO
- Small business finance is focused on creditworthiness issues and how companies can position themselves to access external finance when desired.
- Small business decision making focuses on planning and strategy, and linking a comprehensive understanding of company financial capacity to decision making that affects business operations on a short, medium- and long-term basis.
HOW DO WE DO IT?
• Training
• Course delivery
• Webinars
• Consulting
- Expertise in a range of strategic, business and financial sector areas, with focus on private sector development strategies for countries and regions; agribusiness supply/value chains, rural finance and agricultural cooperatives; regional integration and strategies to develop supply and value chains; global trade and investment patterns and comparative analysis of competitiveness by country, market and sector; financial stability, macro-prudential and regulatory reform, and macro-financial risk/vulnerability assessments; banking supervision; financial analysis and credit risk evaluation of banks and companies; enterprise risk management frameworks, Risk Appetite statements, and governance requirements for effective implementation; mortgage and housing finance market development; postal banking; SME lines of credit; bank and enterprise restructuring and privatization; enterprise and financial risk management policy and systems; and securities market development.
- Banking and financial sector assessments have evaluated structural performance by country and region, as well as identified key “macro-micro” and “macro-prudential” trends and risks that impact financial stability, competitiveness and depth.
- Balance of payments and funds flow work has focused on transfers and remittances as well as portfolio and foreign direct investment, and the impact of “informal” sector activity and shadow banking/financing on fiscal development, investment levels, and enterprise competitiveness. The role of direct and portfolio investment in overseas markets, impact on global supply/value chains, and links to trade and business strategy in emerging markets have been part of the balance of payments work.
- Additional work has included project preparation and feasibility studies, post-project implementation reviews, public-private partnership financing, and specialized studies.
- Clients have included the World Bank, IFC, African Development Bank, USAID, Canada Mortgage and Housing Corporation, Kreditanstalt fur Wiederaufbau, the Caribbean Development Bank, and many private companies.
- Countries of on-site service have included Afghanistan, Albania, Antigua, Armenia, Australia, Azerbaijan, Bahrain, Bangladesh, Barbados, Belgium, Bosnia, Bulgaria, Cameroon, Canada, Côte d’Ivoire, Croatia, Denmark, Djibouti, Dominica, Egypt, Ethiopia, Finland, France, FYR Macedonia, Georgia, Germany, Ghana, Grenada, Hong Kong, Hungary, India, Japan, Kazakhstan, Kosovo, Kuwait, Kyrgyz Republic, Malaysia, Montserrat, Morocco, Niger, Oman, Pakistan, Poland, Romania, Russia, Saudi Arabia, Senegal, Serbia, Singapore, Slovak Republic, South Africa, Spain, St. Kitts, St. Lucia, St. Vincent, Sweden, Syria, Tanzania, Thailand, Togo, Trinidad & Tobago, Ukraine, United Arab Emirates, United Kingdom, USA, Uzbekistan, Vietnam, Zambia and Zimbabwe.
Download Michael Borish’s CV